About
JIPJIPMONEY Co., Ltd.
was established in 2022
by our founding team with diverse expertise
in luxury goods, finance, investment, and technology, making the company strong in all aspects.
We apply knowledge and innovation to develop services for maximum customer satisfaction,
aiming to become a leading pawnbroking company and No. 1 in our customers' hearts.
In 2025, the company collaborated with
TQM Alpha Public Company Limited,
strengthening capital and insurance coverage for customer assets.
JIPJIPMONEY
Committed to being a stable, secure, and fair option for customers who want to
convert luxury assets into cash quickly and easily, believing in the potential
of the luxury goods market, which continues to grow in both monetary and emotional value, with goals to
expand business to the Stock Exchange of Thailand and further into international markets in the near future.
Introducing Our Team
Saowanee
Phathaiwanich
Chief Executive Officer
Chalermchai
Mahagitsiri
Co-Founder
Natavudh
Pungcharoenpong
Co-Founder
Dr. Napassanun
Punnipa
Shareholder
Services of
JIPJIPMONEY offers comprehensive financial services with 4 main types of services:
Pawnbroking Service
Luxury Goods
under the brands bagforcash (pawnbroking for bags
and branded jewelry) and watchforcash (pawnbroking for high-end watches).
Lowest interest rate in the market
starting at 0.89% per month
Fast approval in 45 minutes, cash transfer in 1 hour
Full loan approval without advance interest deduction
and no principal payments required during the contract term.
Emergency protection coverage available
Free UV ROOM sanitization service before entering the vault and before returning to customers.
High and fair loan limits, using a
Data-Driven Valuation system for appraisal.
Free asset pickup service at home, no minimum amount
(Bangkok and surrounding areas only)For other provinces, please inquire about conditions.
All assets are stored 1:1 in a world-class standard vault.
Inspection Service
for Product Authenticity
Authenticity check for branded bags
Brandname by experts combined with AI technology, accuracy over 99%, with certification and results within 1 - 24 hours.
Inspection results within 1 - 24 hours.
High-end watch inspection
and branded jewelry by experienced experts
with over 10 years of experience, with certification and results within
1 - 24 hours.
Redemption Service
If customers have pawned assets with other shops or
companies with high interest or expenses, they can use our asset redemption service.
Just sign a power of attorney and inform us of the details.
We have a team
to assist you for free.
Helping customers reduce expenses, lower interest rates,
and potentially receive a higher loan amount from us.
Higher credit limit from us too
Personal Loan Service
Low interest, starting from 1.25%/month
(15% - max 25% interest
per year)
Flexible repayment terms from 12 to 60 months
Licensed to operate personal loan business
under the supervision of the Bank of
Thailand
(License No. 27/2565)
- Conditions are as specified by the company.
- Borrow only what is necessary and repayable.
- Please study additional market information before making a decision.
Warning
Borrow only what is necessary and repayable. Consider loans
after evaluating
repayment ability.
Technology-Driven Operation
AI Technology-Powered Asset Inspection System
The company integrates specialized expertise with AI technology to accurately authenticate
assets with over 99% precision. The system is designed for quick
and efficient operation, supporting fast service to meet customer needs optimally.
Accurate and Standardized Asset Valuation System
Loan valuation is based on the company's proprietary global market price database, with AI technology assisting in analysis. This results in accurate, transparent, and fair loan appraisal outcomes for users.
Automated Notification and Transaction Management System
The company uses a comprehensive automation system for payment and contract renewal notifications via LINE, SMS, and email. This system enhances customer convenience in tracking status, reduces default risk, and effectively supports customer financial planning.
Customer Data Management with CRM / CDP System
The company utilizes Customer Relationship Management (CRM) and Customer Data Platform (CDP) systems to analyze in-depth data, understand specific customer needs, and develop efficient services, while fostering long-term relationships.
Systematic Storage and Management of Asset Database
The company meticulously records the history of each pawned asset, assuring customers that their assets are under standard care and traceable in case of any questions or issues.
Customers will have clear and comprehensive reference data for both parties.
VISION
We aspire to be a leader in
luxury goods pawnbroking, adhering to transparent and fair management, and providing high-standard, fast, modern services.
To be the No. 1 choice in Thailand and expand internationally in the future.
CORE VALUE
Fairness & Protection
Prioritizing customer fairness
Protecting customers from exploitation or
being charged interest rates exceeding legal limits, while always offering the best, transparent, and fair proposals.
And always fair.
MISSION
- Deliver financial services that are fast transparent and fair
- Develop financial solutions that are modern using technology and data-driven to enhance accuracy and credibility
- Develop a benchmark pricing system for luxury goods as a standard price for fair comparison elevate Thailand's luxury market and be the first to achieve it
- Committed to offering the best financial solutions for luxury goods customers to prevent exploitation by merchants or service providers charging interest beyond legal limits and unfair pricing and unjust credit limits ensuring clients receive the maximum benefit
- Build confidence and safeguard assets under global safety standards with protection from partner insurance companies
- Drive the business toward stock exchange listing and expand operations overseas
- Operate sustainably with social responsibility creating value for all stakeholders
Our Slogan
“Pawn with us,
be at ease from start to finish”